Investor Desk
Most agents sell optimism. This desk sells arithmetic — Canadian semi-annual mortgage compounding, real expense lines, and a straight answer on whether a property pays you or you feed it.
Expenses = property tax, insurance, condo fees, maintenance. Mortgage is calculated separately (25-yr amortization).
At today's rates, properties listed at retail rarely cash flow. The ones that do come from three channels: Power of Sale inventory, pre-construction assignments under pressure, and off-market sellers who value speed over top dollar. I work all three.
Join the investor list and you see those opportunities with the numbers already run — cap rate, projected cash flow, and my honest read.